Abstract:
According to UNDP Report, 2013 “Unless people can participate meaningfully in the events and processes that
shape their lives, national human development paths will be neither desirable nor sustainable. People should be
able to influence policymaking and results, and young people, in particular, should be able to look forward to
greater economic opportunities and political participation and accountability”. The studies carried out across
rural India by at least one of the authors observed with minimum school education by forming self-help groups
(SHGs) including cooperative society women were more comfortable with self-employment than wageemployment
also their economic condition has been improved. For earning through self-employment under
SHG, women members need not go to distant places but staying at home they can do the activity and thus
earn income. In this research article, based on field study, loan extended to women members of SHG under
micro-credit plan are presented showing earning income for sustenance. It is may be mentioned here that
under micro-credit plan, loan is given based on the need of the beneficiary not equal amount to all. The
research paper is based on both primary and secondary data.
