Abstract:
The purpose of this study is to examine whether the efficiency has been enhanced
due to the micro financial services and banking practices of the SEEDS in Kurunegala
district. For the purpose of providing credit, savings to poor people who executed
from formal financial institutions, Micro finance is being launching & implementing
based on small scale business in the society.
Through this study, researcher expects to examine whether there is efficiencies or
inefficiencies have been occurred in the SEEDS of Kurunegala district.The study was
based on secondary sources of data and three braches selected as a sample in
Kurunegala district.
According to the observations & research findings, the researcher could be able to
assess enhancement of the efficiency of Sarvodaya Economic Enterprise
Development Services (Guarantee) Limited in Kurunegala District.
In this case, the results cannot be generalized as a whole, due to the limitations of the
study such as lack of accurate data, problems in sampling and limitation of time.
Researcher concludes the study by giving recommendations to enhance the efficiency
of SEEDS Kurunegala district.
