Abstract:
This research is about the impact of effect of the micro credit programs on household
microenterprises in Dehiattakandiya Division.
The objective of this research is identifying the effect of micro credit programs to
micro level enterprises. And also to identify changes of micro level enterprise's
saving, income, employment and assets. Other objective is to identify the micro
enterprises ability of re-payment micro credit.
Gathered data through the event study was analyzed using Microsoft Excel and SPSS
package.
Majority of micro enterprises feel that repayment is very easy but some of micro
enterprises are could not able to continuous repayment. The Researcher has been able
to identify the reason for that. Among them, one of the reasons is misused of micro
credit granted, addicted to liqueur and used for family requirements. On the other
hand do not take stable market, problem of agricultural sector and natural disaster.
Finally it was focus to find out the relationship between the micro credit enterprises'
performance and their re-payment ability.
