Abstract:
Sri Lanka is one of the few non-Islamic
countries to have legislated for Islamic
banking. Islamic banking and finance is a
emerging industry in sri lanka where there is
a fully fledge islamic bank and other
conventional banks operating islamic
windows providing services to wide range of
customers. This study is designed to examine
the effects of the following factors: attitude;
social influence; religious obligation; and
pricing of Islamic financing, on the intention
to use Islamic financing. Data were collected
through questionnaire and used SPSS 16.0 to
analyze the data using regression analysis.
The study found two determinants to be
significant in influencing the intention to use
Islamic financing, namely, consumer attitude
and religious obligation. Social influence and
pricing of Islamic financing were found to be
insignificant.
